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Research shows that most middle school
students flunk when it comes to
understanding money. For example,
60% of preteens do not know the
difference between cash, credit
cards, and checks.*

28% of 12-year-olds do not know that
credit cards are a form of borrowing,
and almost 40% of 12-year-olds do not know that banks charges interest on loans.*
Financial Education for School Kids

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